Can’t knock the hustle: In praise of freelancers, now more than ever

With many of us forced to adapt to get through Covid-19 and the lockdown, the constant juggling act of freelancers should be a source of inspiration. Waiting for pay, waiting for work. Taking what you can get in between. For many people, such an austere scenario sounds like a scene from a grey and dusty … Read more

The Robin Hood payments system providing a Paywave alternative

In our Q&A series, The Lightbulb, we ask innovators and entrepreneurs to tell us about how they turned their ideas into reality. This week we talk to Fraser McConnell, co-founder of alternative payments app Choice which is currently running a two-week pilot phase with Wellington bars, restaurants and cafes.  First of all, give us your elevator pitch … Read more

The women wanting Kiwis to invest in the US share market

Business is Boring is a weekly podcast series presented by The Spinoff, in association with Callaghan Innovation, in which host Simon Pound speaks with innovators focused on the future of New Zealand. This week he talks to Natalie Ferguson and Kristen Lunman from Hatch, a new platform that allows New Zealanders to invest in US … Read more

Self-employed? There’s a platform now that will do your taxes for you

Every week on The Primer we ask a local business or product to introduce themselves in eight simple takes. This week we talk to James Fuller whose company, Hnry, handles financial admin (Income Tax, GST, ACC, Student Loans, KiwiSaver etc.) for self-employed people.  ONE: How did Hnry start and what was the inspiration behind it? The … Read more

The Kiwi behind the ‘cheaper, faster, more eco-friendly’ alternative to Bitcoin

Every week on The Primer we ask a local business or product to introduce themselves in eight simple takes. This week we talk to Craig MacGregor, one of the founding developers of NavCoin, an alternative cryptocurrency that’s gaining steam around the world.  ONE: How did NavCoin start and what was the inspiration behind it? NavCoin first … Read more

Monzo: The app-only bank that’s simplifying the Kiwi OE

There are no physical branches and no paper statements, but UK banking app Monzo has managed to capture a loyal and growing following among New Zealanders living in Britain and struggling to open a traditional bank account. Nicola Kean caught up with Monzo’s Kiwi ‘squad captain’ Fred Morgan to find out what the future of … Read more

The honesty box enters the 21st century

The honesty box our cashless society has been waiting for has arrived in the form of an online app. Jihee Junn talks to the Taranaki-based developer behind My Honesty Box to find out how it works, why it doesn’t take commission, and how it already has interest from vendors in the United States. Honesty boxes … Read more

Cash, crypto and crowdlending: meet New Zealand’s rising FinTech future

From a platform that helps you lend support to the Māori economy to a system that allows you to donate your transactions fees to charitable causes, this year’s cohort for the second ever Kiwibank FinTech Accelerator promises big things for the future of the country’s financial system. Sharesies was built on a simple idea: to make investing … Read more

How Apple gave the big Aussie-owned banks a spanking

Who is bigger and badder than the banks? Apple. The tech giant is slowly capturing the mobile payments market – but is it good for consumers? You may have heard a low-frequency grinding noise emanating from the central business district recently. It’s the sort of noise produced when honeyed words are forced out through furiously … Read more

The unbanked: How startups are taking financial services to the streets

It’s estimated about 2 billion people are ‘unbanked’ and not using traditional banking services, but Mark Thomas finds startups are creating a new financial services industry – often outside the watchful eye of regulators. How much longer will the traditional banks exist? An estimated 25,000 people from over 100 countries came to the Singapore FinTech … Read more

Why everyone from Kiwi schoolchildren to Paris Hilton are climbing on the bitcoin bandwagon

Bitcoin has experienced an unprecedented explosion in value over the past eight years. Here Richard Meadows outlines just what it is, and why the good times won’t last.  In the winter of 1928, Joe Kennedy stopped to get his wingtips buffed on his way to the office. After the shoeshine boy finished, he offered the … Read more

Sharesies the love: how an online investing startup took flight

It’s only been going since June, so how did startup Sharesies capture thousands of customers and millions of their hard-earned money? Rebecca Stevenson caught up with Sharesies founder Sonya Williams to find out how they did it. Got a fiver? Want to make it a tenner? Up until earlier this year if you wanted to … Read more

On the future of paying for stuff: ‘You don’t need a phone, you don’t need a card, you *are* the money’

At Techweek’17, over breakfast baps and muesli cups, Henry Oliver looked into the future. Of money. In the ASB cube in Wynyard Quarter, upstairs from an enormous version of Michael Parekowhai’s Six60 cover art (jokes – it’s called ‘Achy Breaky Heart’ and it’s cool), a room full of young bankers in smart casual, ex-bankers in … Read more