home loans

How permanently low interest rates are killing the home ownership dream for many

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Super-low interest rates are a blessing to those already on the housing ladder. For those still renting and without a deposit, it is yet another nail in the long-sealed coffin of potential home ownership. Last week, when Heartland Bank became the first lender in New Zealand history to offer a home loan interest rate below … Read more

The mortgage market just got more interesting with new super cheap rates

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Simplicity has fired a shot across traditional mortgage providers’ bows – and says if you think home loan rates are as low as they can go, you ain’t seen nothing yet.  Mortgage rates could be a whole lot lower, argues KiwiSaver provider Simplicity which has launched the cheapest home loan in the market. From November … Read more