Nigel GaudinNigel Gaudin

Nigel Gaudin is the general manager business banking and specialist markets at Kiwibank.

What Kiwibank’s interest rate cut means and why they did it

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This month, Kiwibank reset its variable interest rates by 1%, from 4.40 to 3.40%. Kiwibank’s general manager of business banking Nigel Gaudin tells The Spinoff why this is a big deal for local businesses. Okay, what is a variable interest rate? And what have you done to it? A variable interest rate, sometimes called a … Read more

I own a small business. What do I do now?

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In the first part of our new series with Kiwibank answering your questions about Covid-19’s impact on New Zealanders’ finances, a reader asks about ways to get their business through the economic downturn and take advantage of new opportunities. Kiwibank’s Nigel Gaudin responds.  Dear Nigel, I run a small retail business with five staff and … Read more